Motor Insurers Bureau (MIB)

MIB was established in 1946 to compensate the victims of negligent uninsured and untraced motorists. The bureau deals with all claims against uninsured motorists for personal injury and/or for damage to property and settles them as appropriate. It also has a scheme for dealing with claims against untraced hit and run drivers. Every insurer underwriting compulsory motor insurance is obliged, by virtue of the Road Traffic Act 1988, to be a member of MIB and to contribute to its funding.